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          Our lending decisions are made right here at home - not in some
          far off national office where you're just a number.

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First Time Homebuyers

Ready to buy your first home?  The articles below provide
some helpful information about the process: 

Have questions?  Contact one of our Mortgage Professionals 
to get more information and assistance navigating the home
buying process! 


Mortgage Calculators

Use some of our helpful mortgage calculators to find help you find a
mortgage loan and payment that is right for you!

Credit Scores

Your credit score is an important component of the home buying process.  Learning more about credit scores can help you better understand how to impact your credit score. 

What are credit scores

  • A credit score is a calculated 3-digit number based on information contained in your credit report and represents risk of delinquency to a lender.  Scores range between 300 and 850 with higher scores representing lower risk.    

Why are credit scores important?

  • Credit scores are very important because they affect you just about every time you apply for credit whether you are looking to open a credit card or take out a mortgage.  Your credit score can even be a factor in renting, insurance premiums and employment.

Here are some helpful tips on Credit Dos and Don'ts.  


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Have you been thinking of buying Real Estate Owned (REO) property? First United may have the perfect opportunity for you. Check out our My Bank! Real Estate site to shop our bank owned properties.


Great Rates and Programs

Keep your payment affordable, with competitive rates and special programs. We can find the right fit for you whether you're a first-time home buyer or if this will be your second home, we can help.

See our Rates


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We've got experienced Mortgage Professionals. You pick the perfect house, and we'll help you pick the perfect mortgage. One that fits you just right. We've got a team of people just waiting to craft a loan that will get you in the door of your new place in no time. Add one of our specialists below to your team!

Travis Bohrer

(301) 722-2899

Allegany County, MD
Mineral County, WV
& surrounding areas
NMLS 527491

Laura Winebrenner


Frederick County, MD
& surrounding areas
NMLS 951873 

Linda Warren


Washington County, MD
& surrounding areas
NMLS 1155621

Ken Witte

(301) 616-8381

Garrett County, MD
& surrounding areas
NMLS 527488

Deane Foy

(301) 533-2254

Garrett County, MD
& surrounding areas
NMLS 527487

Larry King

(304) 263-3985

Berkeley County, WV
& surrounding areas
NMLS 527490

Maxwell Neubauer

(304) 291-9511

Monongalia, Marion, Preston Counties, WV
& surrounding areas

NMLS 1113328


All First United mortgage specialists are registered with NMLS, find out more here.
All loans subject to credit approval.  All applicants must be 18 years of age.


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